National Service (in which I might get a bit political)

Veteran's Day honors the men and women who have served our country in the armed forces. Many of those veterans went to war for our country, but many of them served in times of peace. My dad is a veteran. Several of my friends are veterans. I even have several friends who are currently serving in the military.
No matter what you think about this "war" that our country is currently involved in, there are still thousands of men and women who are a long way from home, in some pretty scary places, in the name of the USA, and in the name of the freedoms that we enjoy every day — even (especially!) the freedom to disagree with what our government is doing.
Last Wednesday, on Veteran's Day, the Heritage Flight Museum where I volunteer had free admission, activities, and fly-bys by several of the historic war planes that the museum owns. For a few hours in the morning, a local radio station had a live broadcast from the museum, inviting listeners to call in and share stories of service. My part of the event was inviting kids to make cards for a local soldier who is currently serving his third tour in Iraq. This is a program that the previous education director started, and something that I feel is worth continuing.

(Picture by Daniel Johnson, The Bellingham Herald)

In asking people to volunteer at the museum with me, I have gotten a (to me) suprising amount of negative response. People have told me "I just want to distance myself from anything that has to do with the war."
This response confuses the heck out of me. I don't care what you feel about the war, we are writing letters to a young man (my age) who is a long, long way from home. The letters from the kids say things like "I hope you are safe," and "you must miss your mom a lot." If you want to connect these statements - which are written by seven year olds - to a view on the war, to me they seem more anti-war than pro-war. I see nothing pro-war about wanting someone's son to get home safe.

The museum tries to be very clear that it is not a political entity. It is not a military museum. It does not support or oppose the war - it is a nonprofit museum dedicated to the history of American aviation. The thing about American aviation, though, is that a lot of it was developed by the military. Thus, we have a lot of warbirds. Plus, they are pretty awesome:

The way I see it, I am serving my country, for the second year. I am in National Service. I am doing it to help others, to work for what I believe in (education), and, honestly, because the government is giving me a (very) little money to use towards furthering my education. People who join the armed services - another form of National Service - do it to help others, to get an education, to work for what they believe in (such as democracy, human rights, and freedom), and so the government will help them pay for their education. We're really not so different.
But there are differences. I have a family who knows I am safe. They might not get to communicate with their families for weeks at a time. No one shoots guns at me or plants bombs where my car might be driving. So when I can help children make cards to send to someone my own age, who is thousands of miles from home, I jump at the opportunity.

Surviving on a Serving budget

One of the best workshops I took at the SERVES conference was on living well on an AmeriCorps Budget, presented by Washington State University Extension. As an AmeriCorps State member, I make $1050 a month before taxes. Not a lot. Any little bit of money I can save is worth it.

I am always worried that budget workshop teachers are going to tell me to give up having any sort of fun, ever, so I was pleasantly surprised when the first thing the presenter had us do was write down our top ten things we love to do. We marked the ones that cost $5 or more at a time, whether we do them with others or alone, and when we did the activity last. My top 10 things were this:

1. Go to the Movies
2. Go out to dinner
3. Go out for drinks
4. Go out for coffee
5. Watch TV
6. Hike
7. See live music
8. Read
9. Cook
10. Make things/crafts

We then looked over our lists and evaluated them. I like to go out. I like to spend time with my friends and do social things. I also like my alone time (reading). Half of my things often cost $5 or more at a time.

She then had us look at our lists and think about any changes we could make. If I cooked more and went out to dinner less, I would probably save money, especially since I get $200 in food stamps a month. I could invite friends over and have just as much fun. Same goes for getting coffee. I can at least get tea or an Americano instead of a latte.

Going out for drinks and seeing live music go hand-in-hand, as most shows I want to see are at the local bars. I’m not willing to give up on live music, but I can definitely budget myself and even not drink (shocking a concept as that seems).

I really liked that we were not told to give up the things we like doing, and instead we brainstormed how to still do them and afford to live.

We next talked about our expenses: fixed expenses are rent, bills, and car payment – things you absolutely have to pay. Flexible expenses are things that can change: gas and power bills (use CFL bulbs!), food and drink, putting gas in your car, and entertainment. There are also periodic expenses, like holiday gifts, birthdays, and vacations. She suggested figuring out how much you need to save, dividing it by 12, and making that amount a fixed expense. That way when December rolls around, you have been saving for gifts all year. (The same goes for taxes!)

When you subtract your expenses from your net (after tax) income, if you’re like me and most other AmeriCorps members who were in the workshop, you come up with a negative amount. Unfortunately, we are people and not the federal government, so we can’t operate our lives with a negative income.

The solution?

Increase Income or Decrease Spending.

I already figured out some good ways to decrease my spending – cook at home, don’t spend $20 at the bar, etc. I could also give up my Netflix account or my internet, but neither of those ideas sound like worthwhile sacrifices.

Therefore, I’m working on ways to increase my income. I already baby-sit for one local family, I’m sure I could find more gigs. I am thinking about making canvas grocery bags and selling them online or at my school. I have thought about offering my services as a tutor or an editor for college students. I got good grades in Theatre History! And I still have all my notes. I’ve been crocheting a lot as well and thought about either selling my creations or teaching crochet classes.

Do you have any ways that you bring in extra money? What about tricks to decrease your spending? I have looked into some online jobs but most of them seem very sketchy.

**Edited to add: You know that internet I refuse to give up? It hasn't worked in two days, so I'm posting this while sitting at The Woods Coffee shop. Drinking a $3 Americano. At least it's got the prettiest view of any coffee shop around. I'm watching the rain fall over the bay.

Auto-addiction

Today's lesson in frugality is: Stick up for yourself.
This applies to every aspect of your life, but specifically to car repair.
The majority of Americans can't repair their own cars. When I drove Volkswagens from the 80s, me, my friends, or my dad could pretty much fix anything that was wrong with them. Unfortunately, with newer cars the most I can do is change the oil and the filters. 
So, when my Ford Focus wouldn't start on Friday night, I had it towed to the local Ford dealership - Diehl Ford in Bellingham, WA. 
To make a long, frustrating story short, the dealership quoted me a price for the car I couldn't afford on my AmeriCorps budget. When a tow truck (sent by my insurance company) came to take the car to another repair shop, Deihl wouldn't release the car to the tow truck driver because they said I owed $120 for "diagnostics." After several back and forth phone calls, John in the service department yelled at me, refused to let me speak to his manager, and actually called me a liar. 
After work, I showed up at the dealership and met with the General Manager, Mike Diehl. He was very polite, and definitely upset that his employee treated me in the manner he did. He apoligized and offered to do the repairs for $100 less than what they originally quoted me. This is still more than the second shop, and I refused. Mike went back to get my keys from them, and the the service people had a brief pow-wow with him and agreed to do the repairs for the price the second shop quoted me. I made sure to get it in writing from Mike Diehl.
I picked my car up today and paid the price that I was promised. I am happy that my car is fixed, but still amazed that someone in customer service would speak to an employee like that.
The lesson? Don't back down, and stick up for yourself. If I had given in, I would have paid them $120 for doing nothing. I will never do business with them again, given the way their service department treated me. I have worked many retail and customer service jobs, and I can't fathom what would make a person in a service job feel that they can talk to a customer that way. He actually called me a liar! I am still in shock. 

So, when getting repairs done on a car (or anything) - here are my "frugal" rules:1) Shop around. Find the best price. Tell the repairmen/women what the best price you found was.
2) Stick up for yourself.
3) Do your research. Google is your friend - find out how much the parts needed are, figure out what the repair should cost.
4) Stick up for yourself. (Have I mentioned that already?)
5) Get all promises in writing. Otherwise there is no way to prove what they said to you.
6) If you aren't getting what you need, there is always someone higher up you can talk to. 
7) It's okay to cry. I did. But then take a breath, channel that emotion into rightous anger and, yes: stick up for yourself.



I apologize for this entry being about such a frustrating personal experience, but I feel like it is a good lesson for all of us who drive. I personally am rethinking my whole reliance on my car after this. It only rains 80% of the year here, who needs a car?