$7 a day - Take that, Rachel Ray!

The past few weeks, I've been missing things. Missing the time to write. Missing news stories, missing important dates, missing the news that last week was The United Way of King County's Hunger Action Week. Granted, I don't live in King County any more, but it's still one of those things I feel I should have known about.
The idea is, try to feed yourself for only $7 a day - also known as the maximum food stamp benefit available in Washington State. Also known as what I have done every day since September.
Don't get me wrong, I'm not knocking the idea. I think it's great. I think everyone should be aware of how difficult it is to eat good, healthy food on food assistance. What I really appreciate is that bloggers like The Gluten-Free Girl - who is, as her name implies, gluten free - are participating and blogging about the experience. It's much more difficult to live off of $7 a day when you can't buy a 99cent loaf of bread.
I am completely inspired by The Gluten-Free Girl's entry about her experience this past week, and I am making my own plans. Plans that include baking my own bread, roasting a chicken, and using my awesome new crock pot. Plans that include a real, honest-to-goodness budget for my food.
Because, you see, for the first time since September, I used up all my food stamp benefits before the month was over.
To be fair, I bought five different kinds of gluten-free flours to make a bread that I took a class to learn how to make. And Xanthan Gum, which is pretty much the most expensive white powder that you can buy legally. Now that I made the initial investment, I can make my own gluten-free sourdough bread, and make sandwiches and eat toast... very exciting.
However, this month I also did things like buy lunch at the Co-Op deli counter several times, as well as buy frozen meals to take to school. When you are living off of $7 a day for food, a $5 sandwich is not a good idea.
Planning meals is a big step in the right direction for food budgeting, and buying in bulk is another good way to stretch your food dollars. That's why I was excited to hear that Costco is now accepting food stamps (I am lucky enough to have a membership, I'm tacked on as a "domestic partner" to a family member). While I was searching the internet to confirm the rumor, I stumbled across this article/blog entry, by Aaron Crow, a "freelance journalist," with a lot of opinions. To give you a general idea of this particular opinion, it's titled "Costco accepting food stamps: not exactly a great idea." Some choice quotes:

"There are no 15 items or less lines at Costco to speed things up because no one buys less than 15 items at a time. I've been a Costco member for about six years, and I don't think I've ever walked out of there without dropping at least $100."

"I don't know how someone on food stamps who is shopping there maybe once a month can justify paying $50 for the privilege of shopping there for a year, but the enticing free food samples might make a meal in themselves during a visit and make the membership fee seem cheap."

And the kicker:  (Note: SNAP is the Federal name for Food Benefits)

"I'm all for increasing the purchasing power of shoppers, but SNAP users may have to be protected from themselves. The federal program prevents some items such as liquor and cigarettes from being bought with SNAP benefits. Maybe it should add Costco to the list of banned purchases."

I have to say, even after reading this article several times, I'm still struck speechless by the ridiculousness of that last statement. And of the article as a whole. Basically, Aaron believes that Food Stamp recipients are simply too dumb, or at least lack the self-control, to spend their benefits wisely. Since he himself can't go into Costco without buying a 25 gallon jar of olives, it obviously means that poor people won't be able to do so, either.
I could go on for pages, dissecting this mans logic, but I don't need to. Because he is wrong. I know this because I am on food stamps, and I plan on using them to purchase Quinoa, frozen vegetables, and possibly coffee. I will not buy "four pounds of red king crab for $99.99," because I am not an idiot.

Unfortunately, this attitude towards Food Stamp users is quite prevalent. There is a strange assumption amongst the general population that people who use food stamps are lazy, fat, and stupid. The New York Times had an interesting "debate" about this in December.  - I use quotations because everyone seems to agree. The second paragraph of the introduction sums it up nicely:

If people buy fresh vegetables or other relatively expensive though nutritious foods, they are considered to be living high on the hog at the taxpayers’ expense. But if they buy cheap foods like hot dogs they are criticized for poor health habits.

 Imagine you are feeding a family of four - you jumped through all the hoops to get food stamps, you now have $22 a day to spend to feed your family. You also work two jobs, can't read English at all, get around on the bus or by walking, and are unfamiliar with most of the food you see in the grocery store. How do you feed your family? You find the cheapest, most filling foods you can find, that take the least amount of time to prepare, or that your kids can prepare on their own while you are at work. So: hot dogs, canned soup, microwavable meals if your third grader can read the directions.

We need to teach people how to get the best nutrition for their dollars. We need to teach people how to cook with the food available to them - whether you came from Mexico, Thailand, or India, the food on the grocery store shelves is not going to look friendly to you. We need people to understand that sugary breakfast cereals and soda are not foods that will help them get through their day, no matter what they see in the advertisements.

The PTA at my school is starting a schoolyard garden, something I think all schools need, especially low-income schools. Students and their parents being involved and educated about gardening is how we start a food revolution - and that's what we all need, whether we are on public assistance or not.


**Edited to add:
I just found this article about the United Way Challenge at the Seattle Times website. I almost feel like the people who are "taking the challenge" aren't taking it seriously. They are worried about entertaining? First of all - it's totally possible. My best friend came over for breakfast this morning. Also, why do you think potlucks were invented? Second of all - when you are living off of an income that qualifies you for food stamps, you're probably not worried about hosting the neighborhood cocktail party.

Auto-addiction

Today's lesson in frugality is: Stick up for yourself.
This applies to every aspect of your life, but specifically to car repair.
The majority of Americans can't repair their own cars. When I drove Volkswagens from the 80s, me, my friends, or my dad could pretty much fix anything that was wrong with them. Unfortunately, with newer cars the most I can do is change the oil and the filters. 
So, when my Ford Focus wouldn't start on Friday night, I had it towed to the local Ford dealership - Diehl Ford in Bellingham, WA. 
To make a long, frustrating story short, the dealership quoted me a price for the car I couldn't afford on my AmeriCorps budget. When a tow truck (sent by my insurance company) came to take the car to another repair shop, Deihl wouldn't release the car to the tow truck driver because they said I owed $120 for "diagnostics." After several back and forth phone calls, John in the service department yelled at me, refused to let me speak to his manager, and actually called me a liar. 
After work, I showed up at the dealership and met with the General Manager, Mike Diehl. He was very polite, and definitely upset that his employee treated me in the manner he did. He apoligized and offered to do the repairs for $100 less than what they originally quoted me. This is still more than the second shop, and I refused. Mike went back to get my keys from them, and the the service people had a brief pow-wow with him and agreed to do the repairs for the price the second shop quoted me. I made sure to get it in writing from Mike Diehl.
I picked my car up today and paid the price that I was promised. I am happy that my car is fixed, but still amazed that someone in customer service would speak to an employee like that.
The lesson? Don't back down, and stick up for yourself. If I had given in, I would have paid them $120 for doing nothing. I will never do business with them again, given the way their service department treated me. I have worked many retail and customer service jobs, and I can't fathom what would make a person in a service job feel that they can talk to a customer that way. He actually called me a liar! I am still in shock. 

So, when getting repairs done on a car (or anything) - here are my "frugal" rules:1) Shop around. Find the best price. Tell the repairmen/women what the best price you found was.
2) Stick up for yourself.
3) Do your research. Google is your friend - find out how much the parts needed are, figure out what the repair should cost.
4) Stick up for yourself. (Have I mentioned that already?)
5) Get all promises in writing. Otherwise there is no way to prove what they said to you.
6) If you aren't getting what you need, there is always someone higher up you can talk to. 
7) It's okay to cry. I did. But then take a breath, channel that emotion into rightous anger and, yes: stick up for yourself.



I apologize for this entry being about such a frustrating personal experience, but I feel like it is a good lesson for all of us who drive. I personally am rethinking my whole reliance on my car after this. It only rains 80% of the year here, who needs a car?

What A Week!

Happy Halloween!
This past week I went to the SERVES institute for Washington Service Corps. Nearly 1000 AmeriCorps members descended on Yakima, WA - the so-called "Palm Springs of Washington," (I've yet to figure out why they call it that) for workshops on everything from tutoring ELL students to lowering your ecological footprint.
I discovered it is impossible to sit down and write a blog after spending nine hours sitting in workshops. Impossible for me, at least. I am not a sitting-still kind of girl, so the past week was pretty much torturous.
Monday morning I woke up at 5:30 am (so begins the torture), picked up two team members and headed south and then east. After a long drive with several coffee breaks, we arrived at the Yakima Convention Center, just in time for lunch. When I asked one of the catering staff if the tortillas in the enchiladas were corn, she scoffed and asked if I was Vegan. Beyond not making any sense, that did not bode well for my future meals.
A big part of Washington Service Corps mission this year is Disaster Preparedness. Our opening keynote speaker was entertaining, but all I can remember is this: Live next to a Mormon, Have Chocolate and Toilet Paper in your disaster kit, and Women and Children First. Obviously, getting up at 5:30 and driving halfway across the state is not good for my mental capacity.
The second speaker was from the Red Cross and spoke about personal preparedness - having a disaster kit in your household, and knowing what to do in case of a disaster. We should all have some sort of disaster kit at the ready, and I know I myself am guilty of often thinking that's a good idea, and then not doing it. However, I would not do well if my power or water was turned off for any length of time. I have some lanterns and candles and that's about it. My new goal is to have some very basic supplies - water, food, battery or hand-crank operated radio, and first aid kit - in a disaster kit by the end of the year. Here is a list of the items the Red Cross recommends having in your family's kit.
Also, did you know that Washington State has the potential for more different types of disasters than any other state? Luckily we don't get hurricanes.

I took several great workshops that I would like to share with you, and I will over the next few days. I also have a new adventure to share - car repairs on an AmeriCorps stipend. Last night, my car would not start. The ignition tumbler will not turn. Unfortunately, this seems to be a common problem for this type of car, but not common enough to have a factory recall on. The car was towed to the local dealership, where it will hopefully be repaired on Monday. As a young, blonde, woman I am often very wary of dealing with mechanics and car dealers, but I do not have a choice. Luckily I am fairly educated on the subject of cars and it should be a simple thing to fix. One important lesson is this: Roadside assistance is WORTH IT. Whether it is through your insurance company or something like AAA, it is well worth the extra little bit of money to know that a tow truck will come save you when it is pouring down rain and your car won't start. (And you are wearing zombie makeup because it is the night before Halloween and live in a college town.)

The Cycle (I ain't talkin' 'bout no bike)

On our Team Friday last week, we talked about the "National Service Cycle," as well as the Stages of Group Development, which both conveniently follow the same graph:

This graph and the "Stages of Group Development" were primarily developed by Charlie Ford, a private consultant for AmeriCorps programs. From my past experience in AmeriCorps, it is spot-on.

These stages describe what an individual in AmeriCorps might be going through, as well as how the entire group is working and relating with each other.

The first stage is Forming. As an individual, you are extremely excited to be starting AmeriCorps or starting another year of it. You have big plans (like writing a blog about it!) and know it's going to be awesome. As a group, you are excited to meet your teammates, and make big plans for the group (like 5 family events in the school year!).

The second stage is Storming. The thing about the Storming stage, and winter in the Pacific Northwest, is they come at pretty much the same time. Storming is when reality rears it's ugly head, nothing is going right, and you hate everything. You might apply for other jobs, cry on the phone with your parents, and eat way too much chocolate. You might. I'm not saying this from experience or anything. As a group, this stage is terrible. Fighting, anger, frustration.... I'm hoping my group has already had our little problems, and gotten through them. Fingers crossed.

Like the new green grass peeking it's head out of the snow (or, let's be serious - mud), Norming is when things start to get good again. As an individual, you begin to realize that this is really worth it. As a group, you begin to realize that yes, you can work together.

Performing! Doing what you came here to do! Getting things done! Kids are learning to read, your group is working together beautifully, life is wonderful.

Adjourning - this is when you realize that, just after it started to get good, your time in AmeriCorps or your time with this group has to come to an end - and soon. People get cranky, especially if they don't know what they are doing next. People get upset when other people get excited about the time being over. This part is TOUGH.

Then, it's done. Hopefully you stuck it out and are still alive to move on to the next step.

Know what? Sitting through this workshop was so much better the second time. Because it is SO TRUE. By the time I was in the middle of Storming in my last year, I had completely forgotten about this. They promised us it would get better! I should have listened.
I distinctly remember going to an interview at the Cingular interview (because I thought I HAD to get out of AmeriCorps), and it was windy and rainy and the power went out, so I had to reschedule my interview. Poetic, huh? In my "Storming" phase in a big storm, which prevented me from getting a job that would take me out of AmeriCorps? Well, I think so.

So, if you're storming: Remember, it gets better! I'm sure I will come back and read this entry several times in the next few months, to remind myself of that very fact.

If you would like to read more about the Stages of Group Development, check out: http://www.nationalserviceresources.org/stages-group

Tips for Frugal Living

A lot of websites and articles about saving money give advice like "give up your morning latte," "cut your own hair," and "buy in bulk." I already do these things. I paid for a haircut in February, for the first time in over a year. I cut my own bangs. I rarely buy coffee. I don't get manicures. I buy in bulk not only because it is much less expensive, it also reduces the amount of waste I create.

So, what's a girl to do when she's already following these "tips," and trying to save even more money?

I've found some websites that have pretty decent advice, and I think the best advice can often be found from other people living on a strict budget. The internet is my greatest resource. (It's not even a remote idea that I will cut my internet bill out of my budget. I'd rather give up drinking. Hopefully it won't come to that.)

First of all, this is a fantastic article on eating "ethically" on a food stamp budget. I have a wheat allergy and don't like to eat meat or many fruits/veggies that aren't organically grown, so I do most of my shopping at our local food Co-op. It's nice to know that it is possible to eat organics on a food stamp budget.

Can We Afford to Eat Ethically?

The British government published a book called "Mend and Make Do" during WWII, when supplies were short. It's being reprinted with some modern touches, but the sentiment is still the same. There is no need to throw away a sock or a shirt just because it has a hole - Mend and Make Do! Read about it here.

The great thing about going "green" is you often end up saving money in the process. Just like buying in bulk, many green tips are about reducing your waste and consumption, which is why we end up saving money. Some of my favorite green living sites are:

Green is Sexy

Eartheasy

The Green Guide - National Geographic's green living website!

Green Living - the online version of the magazine

Some more websites and other blogs with good frugal living tips:

How to save money when you don't have much to begin with

Hillbilly Housewife

MSN's article on eating well while using coupons

There are several forums out there for living on the cheap, and here's a list of my favorites

Frugal Village Forums

Frugal Mom Forums - good even for those of us who aren't moms.

Budget 101 Forums - has coupons, budget tips, recipes and more

That's all for now! Please let me know if you have any good websites to add to the list.